Sample Essay

This essay outlined several problems in the financial management process of SMEs and barriers in financing these enterprises. The main theme of the essay was to describe these problems as an answer to the research question presented at the beginning of this essay.

The several problems identified for SMEs have been identified through research of books, journal articles, previous researches and websites. The analysis of evidence acquired from these sources implies that there are several problems in the financial management of SMEs and these enterprises face several obstacles in obtaining finance from traditional sources. It is concluded based on the research and evidence provided in this essay that there are several problems in financial management and financing for SMEs which include no or low financial control, inadequate representation of financial activities, use of outdated or obsolete financial management systems, undertrained or untrained management personnel, low or no access to traditional financing sources, harsh regulatory policies and compliance issues.

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